Month: February 2024
This is a question we receive now and again, and the short answer is Yes – we do that. And we’d be happy to talk with you if you are searching for a way to accomplish this.
However, when we are working with our clients, or talking with prospective companies about setting up a system to mail out framed certificates, there are several important factors to consider. It’s best to fully consider all aspects to determine if it is possible for you to get certificates printed, framed, and mailed.
This blog will highlight some of the major considerations to keep in mind if you are looking to outsource the printing, framing, and mailing of your certs.
1. Who Knew Style Could Be Fragile?
Everyone comes to this discussion with a similar intent: To reward your recipients – doctors, graduates, honorees, etc – with an impressive, meaningful, framed award certificate that will immediately be hung on a wall for years to come. It’s a noble, commendable goal.
However, keep in mind that a large, beautiful frame that checks all the boxes in the design category might be fragile, and easily damaged during shipping. Ensuring that it does arrive in a pristine shape means the packaging costs might become more than you have bargained for. But, when thinking about what your end product will be to your recipients, it’s best to think about it in terms of utilizing a frame that is simple, sturdy, and not overly large.
Another common misstep is to automatically rule out using frames that have clear acrylic as a faceplate, in lieu of using frames that have a glass face plate. As we all know, glass is fragile, and even the best-packed frames can sometimes break during shipment. If your goal is to deliver a meaningful memento, having him/her open the package to discover glass shards is not a great lasting impression.
It’s our recommendation to consider using frames that have a clear acrylic faceplate, to ensure there are no nasty surprises.
2. There’s a Reason it’s Called Snail Mail
As you may know, SimpleCert® is an online self-service tool that allows you to instantly create any number of certificates. Certificate recipients have a high-quality, electronic certificate waiting in their email inbox the second you send them out from SimpleCert®. Instant gratification!
When we send certificates out for clients via mail your recipients can easily be waiting for many days, even weeks before they receive their certificate. The perceived value of your certificate may diminish to a recipient during that time. Of course, this can be offset to some extent depending on how much money you are willing to spend to ship them out.
Every use case is different, so be sure to ask yourself how important it is that your certificates are received quickly. Will the perceived value of your certificate be diminished by the amount of time it might take to mail to a recipient?
3. The Elephant in the Room That’s Standing on your Certificates
In a word: Cost.
The cost per certificate, to print, frame, and mail a certificate can quickly become a factor if you are sticking to a budget. As has been mentioned above, each use case is different. And we can help you assess and determine if the cost will be a factor for you to mail certificates.
In general, here are some ballpark costs that you can expect to pay, if you are looking to have your certificates framed and mailed, per certificate and BEFORE actual shipping costs are factored in:
- SimpleCert® creation of certificate: $.10 cents
- Certificate cardstock: $.45 – $1.10
- Printing: $.49 cents
- Mailers and packaging: $.55 – $3.50 dependent on the size of the certificate frame
- Certificate frames: $4.50 – $15.50 per frame
With these numbers, it’s safe to project that you are looking at ballpark costs of between $6.09 – $20.69, per certificate as a good estimate, not including shipping costs. Of course, additional custom features, like gold foil stamping, can increase these costs as well. However, If these numbers are within your budget, then let’s talk and we can get you set up.
Suffice to say when projecting out these costs across an entire Certificate program, many companies opt for an alternative method to distribute certificates. The vast majority of these companies opt to utilize SimpleCert® for its original design as a way to provide high-quality certificates to recipients online.
4. It’s the Content, not the Container
Taking these factors into account, it will become easier to determine what is the right avenue for you to take.
If budget is a factor but there is still a strong need to mail certificates, consider engaging SimpleCert® to print high-quality certificates that would be mailed without a frame. Taking out the certificate frame will greatly reduce shipping and packaging costs, and eliminate any possibility of damage in shipment.
Of course, it’s our opinion that the true value of any certification you give is in the actual certificate itself, and less so in an actual frame. SimpleCert® is designed to automate the process of Certificate management and provide your recipients with a high-quality certificate that they can store and enjoy digitally OR physically if they choose to print the certificate out.
At the end of the day, however, it’s our job to support you, so click the link below if you have questions, or are looking for a way to get certificates printed. We’re happy to help.
SimpleCert
Let us be truthful, obtaining your tyres fixed is undoubtedly an hassle for most people.
No-one is exactly excited to operate a vehicle towards the car port and commit a few hours holding out around for their tyre being fitted or repaired. Although you may can decline off your car or truck on the best way to operate you will need to try to arrive there and back without your usual method of move.
Don’t fear, mobile phone tyre fitting has arrived to save lots of the day.
With mobile tyre installing from mobile tyres Glasgow, installing, replacing, or repairing your tyres has NEVER been more straightforward.
We are going to can come directly to your location at t time that fits, that means you will see little to no interference to the working day.
Better still, we gives you some best advice regarding how to automobile for your tyres and will even retail store tyres for your benefit before you will need them yet again.
We make an effort to make mobile tyre installing as simply as you can for your customers but realize that in case you have never employed this kind of support prior to it being a little bit puzzling.
How does it work?
Straightforward, you contact your local cellular tyre fitted company, set up an occasion plus a place to meet up with and wait around for them to appear. Possessing a tyre fitter come to you rather than you to them is extremely convenient and a lot less dangerous in case you are currently traveling on the additional space saving tyre.
A technician will arrive in their cellular tyre fitted vehicle built with every little thing they should make positive changes to tyres or restoration them if at all possible.
In case you are obtaining your tyres changed for your winter season, along with your outdated ones remain in excellent condition they can also be able to take them away and retail store them safely for you personally up until you require them again.
Many people select to obtain their tyres adjustments at their house or place of work, solely for convenience, but among the finest aspects of portable tyre fitted is that fitters may also Travel to the curbside to get you back on the go in case of a blowout.
This service helps to reduce the Amount of time that you are currently away from the highway from a few days to at most a few minutes.
Cellular tyre fitting is probably the most underrated and a lot convenient solutions supplied throughout the uk, and only recently are people truly getting onto how helpful employing it may be.
Are there any disadvantages?
Not really. The principle possible disadvantage is mobile tyre fitters may fee a little more for the action of shifting tyres than a garage. Nevertheless, this is rarely a major difference and you have to element in the time and cash that you would need to commit taking your car or truck in to the storage area.
Normally, so long as you go with a qualified and qualified REACT cellular tyre fitter, the support has hardly any possible downsides to look at whatsoever. For more info Discover more at www.mobiletyres.co.uk/.
In de bruisende metropool Amsterdam, waar het zakelijke leven nooit stilstaat en de toeristische attracties jaarlijks miljoenen bezoekers trekken, speelt hygiëne een cruciale rol. Een goed schoonmaakbedrijf in Amsterdam is daarom niet alleen een aanvulling op de stedelijke infrastructuur, maar ook een essentiële spil in het dagelijks leven van zowel bewoners als bedrijven. Maar wat doet een goed schoonmaakbedrijf in Amsterdam precies, en waarom is het zo belangrijk?
Veelzijdige dienstverlening in Amsterdam
Een vooraanstaand schoonmaakbedrijf Amsterdam biedt een breed Scala aan diensten aan die verder gaan dan alleen de basis schoonmaakwerkzaamheden. Deze diensten omvatten kantoorreiniging, industriële reiniging, hotelreiniging, ziekenhuisreiniging, en zelfs gespecialiseerde reiniging zoals dieptereiniging van keukens en sanitaire voorzieningen. Daarnaast bieden ze vaak ook glazenwasserij, vloeronderhoud, en gevelreiniging aan. Deze veelzijdigheid zorgt ervoor dat een breed scala aan klanten, van kleine startups tot grote multinationals, op hun diensten kan rekenen.
Schoonmaakbedrijf Amsterdam duurzaamheid
Duurzaamheid is een kernwaarde voor veel schoonmaakbedrijven in Amsterdam, en goede schoonmaakbedrijven lopen hierin voorop. Ze gebruiken milieuvriendelijke schoonmaakmiddelen en methoden die niet alleen effectief zijn, maar ook de ecologische voetafdruk minimaliseren. Dit omvat het gebruik van biologisch afbreekbare schoonmaakproducten, microvezelmaterialen die minder water en chemicaliën vereisen, en geavanceerde apparatuur die de efficiëntie verhoogt en het energieverbruik verlaagt.
Klantenservice van schoonmaakbedrijven in Amsterdam
Klanttevredenheid staat centraal bij een goed schoonmaakbedrijf in Amsterdam. Dit betekent niet alleen het leveren van hoogwaardige schoonmaakdiensten, maar ook het bieden van uitstekende klantenservice. Flexibiliteit in planning, duidelijke communicatie, en snelle respons op klantvragen zijn hierin cruciaal. Een professioneel schoonmaakbedrijf begrijpt de dynamiek van de stad en past zijn diensten aan om te voldoen aan de unieke behoeften van elke klant.
Getraind schoonmaakpersoneel
De kwaliteit van het schoonmaakwerk hangt sterk af van de vaardigheden en de professionaliteit van het personeel. Goede schoonmaakbedrijven in Amsterdam investeren daarom in de training en certificering van hun medewerkers. Dit zorgt ervoor dat ze niet alleen bekwaam zijn in de nieuwste schoonmaaktechnieken, maar ook in staat zijn om te werken met geavanceerde schoonmaakapparatuur en -producten. Bovendien wordt er veel aandacht besteed aan veiligheidsprotocollen en -procedures, om zowel de veiligheid van het personeel als die van de klant te waarborgen.
Schoonmaakbedrijf Amsterdam
Een goed schoonmaakbedrijf in Amsterdam onderscheidt zich door een combinatie van veelzijdige dienstverlening, duurzaamheidsinitiatieven, uitstekende klantenservice, en hooggekwalificeerd personeel. Deze elementen samen zorgen ervoor dat zowel de leef- als werkomgeving in Amsterdam schoon, veilig, en aangenaam blijft. In een stad die nooit slaapt, is de rol van een betrouwbaar schoonmaakbedrijf onmisbaar.
Invisalign, a brand name synonymous with ‘invisible aligners,’ has emerged at the forefront of orthodontic treatment, transforming smiles across the globe. As the world’s largest user of 3D printing Technology, Invisalign has redefined the approach to teeth alignment, substituting the traditional wired braces with a clear, nearly invisible, and removable alternative. The innovation does not stop at the aesthetic appeal, as these aligners offer a level of comfort and convenience unparalleled in the domain of orthodontics. It’s no wonder then that Invisalign has witnessed a surge in popularity among both adults and teenagers, becoming the preferred choice for those seeking to enhance their smiles without compromising on their lifestyle or appearance. This growth in popularity can be attributed to several factors, including increased awareness, accessibility, and the continual advancements in technology that Invisalign embodies. As we delve into the world of Invisalign, we will explore these factors in more detail, shedding light on the reasons behind the burgeoning popularity of this revolutionary orthodontic treatment.
Comparison between traditional braces and Invisalign – appearance, comfort, and maintenance
When comparing Enoch & Lamei Orthodontics in East Cobb, GAand Invisalign, the first noticeable difference is their appearance. Traditional braces, composed of metal brackets connected by wires, are quite visible and can sometimes hinder the wearer’s confidence to smile openly. In contrast, Invisalign aligners are made of a clear, medical-grade thermoplastic material, making them virtually invisible. This discreet nature of Invisalign aligners contributes significantly to their popularity, especially among adults and teenagers who prefer a less noticeable orthodontic solution.
The technology behind Invisalign – how it works and the process of getting fitted for aligners
The technology behind Invisalign is a testament to the perfect blend of dental science and 3D modeling. At the beginning of the treatment process, a digital scan or physical impression of the patient’s teeth is taken. This data is then transformed into a 3D model using proprietary software, ClinCheck® software, which maps out the step-by-step journey of the patient’s teeth from their current position to the final desired position. The result is a series of tailor-made aligners that apply the right amount of force at the right time to move the teeth into position. Each aligner is typically worn for 1-2 weeks before Moving on to the next in the series, gradually shifting the teeth into the desired alignment. One of the main advantages of this technology is its predictability; orthodontists can see the projected outcome before the treatment begins, enabling them to plan the tooth movement more accurately and discuss the result with patients upfront.
Tips for maintaining proper oral hygiene while using Invisalign aligners
Maintaining proper oral hygiene is critical during orthodontic treatment, especially when using Invisalign aligners. It ensures not only the effectiveness of the treatment but also the overall Health of your teeth and gums. Here are some tips to help maximize your oral hygiene routine while using Invisalign aligners:
- Regular Cleaning of Aligners: Always clean your aligners before putting them back in your mouth, especially after eating. Use a soft toothbrush and non-abrasive toothpaste to gently scrub all surfaces.
- Rinse After Eating: Before re-inserting your aligners, rinse your mouth to remove any food particles that might get trapped.
- Brush and Floss Regularly: Maintain your usual oral hygiene routine. Brush your teeth at least twice a day and floss once a day.
- Avoid Sugary and Acidic Drinks: These can cause plaque buildup and tooth decay. If you wish to drink these, remove your aligners first.
- Regular Dental Checkups: Regular visits to your dentist can help catch any potential issues early and keep your treatment on track.
Remember, a clean mouth leads to clean aligners, and ultimately, a healthier, happier smile.
If you’re considering starting your orthodontic journey with Invisalign, look no further than Invisalign. Known for their exceptional patient care and vast expertise in the field, this practice provides a comprehensive orthodontic experience that is tailored to your individual Needs. Their team of specialists employs the latest technologies in orthodontics, ensuring that you receive the most effective treatment possible. Whether you’re an adult seeking to enhance your smile, or a parent looking to provide your child with the best orthodontic care.
Teeth whitening produces the immediate benefits of a brighter smile. Read on for ten more reasons to consider getting your teeth professionally whitened.
Teeth whitening is for (almost) everyone:
The biggest benefit to teeth whitening is that it removes stains from your teeth. According to Johns Hopkins Medicine, teeth whitening improves the brightness of most smiles. For teeth that have darkened due to age, age spots, or yellowing caused by coffees, teas, or smoking, whitening procedures will produce results. Those with worn tooth enamel or advanced gum disease should talk to their dentist to find out if whitening is for them.
Professional teeth whitening works better than store-bought options:
Professional teeth whitening can whiten teeth better than all over-the-counter options. That’s because in-office procedures use bleaching chemicals that oxidize and whiten the stains on your teeth. A high-intensity LED light activates and speeds up the treatment. With in-office whitening, your teeth will be five to ten shades lighter within an hour.
Professional teeth whitening is fast:
Depending on how quickly you want results and your budget, there is a teeth whitening option for you.
In-office whitening treatments are the most effective and fastest solution. Dr. Frahm offers two in-office treatment options that whiten teeth in under an hour. The Sinsational Smile treatment is the world’s first eco-friendly whitening system. After only 20 minutes, this treatment whitens teeth up to five shades lighter. The ZOOM in-office treatment whitens teeth up to 10 shades in under an hour.
Take-home whitening gel and tray kits are also available at our office. These Custom-fitted trays are worn for an hour or overnight and result in whiter, brighter teeth in two to four weeks.
Read more about teeth whitening solutions. Teeth whitening. Know your options.
Teeth whitening is affordable:
In-office whitening treatments and professional-grade take-home kits are more affordable than you may think. ZOOM and Sinsational treatments cost between $800-$1,200. Take-home kits are only $300-$600.
Teeth whitening improves oral health:
Professional teeth whitening improves oral health by removing tooth stains and discoloration. Cleaning your teeth and whitening also reduce the risk of cavities and other oral health problems.
Professional Teeth Whitening is 100% Safe:
Established research proves that teeth whitening does not damage tooth enamel. Hydrogen peroxide whiteners have been deemed safe and effective by The American Dental Association. Although it’s true that some of the chemicals used in teeth whitening can cause sensitivity to your teeth and gums, these treatments are 100% safe. Dr. Frahm and our care team personalize your treatment and are available to address any concerns you have. We always have your health and comfort in mind.
Professional Teeth whitening is long-lasting:
Professional teeth whitening treatments last for years with proper care. Over-the-counter (OTC) treatments like strips, gels, and toothpaste only last for a few months.
Professional teeth whitening is personalized to you:
Every patient is unique and as your partner in care, Dr. Frahm understands your particular oral health Needs. The same holds true for in-office teeth whitening procedures. You will be presented with whitening options, timeframes, and costs to meet your desired cosmetic outcome.
Whiter teeth improve mental health:
People with severely stained teeth are oftentimes embarrassed or ashamed about their teeth. They smile less or cover their mouths self-consciously. According to a study by the American Dental Association, this causes unneeded stress in public situations and a loss of confidence. Whitening your stained teeth can lessen anxiety, increase your self-esteem and improve your mental health overall.
Brighter teeth make a good first impression:
There’s no question that appearances influence how people perceive one another. Bright happy smiles exude confidence which can be especially important in meetings, interviews and other situations where you want to make a good impression. The aforementioned ADA study also found that a brighter smile even has even been proven to impact earning potential.
If you are thinking about whitening your teeth, talk to us! Teeth whitening is our most requested cosmetic procedure and Dr. Frahm and our care team are here to answer your questions. Book a teeth whitening consultation with Dr. Frahm to hear about your personalized options.
Learn more by clicking below.
Dr. Sarah Frahm | 10 Benefits
When it comes to securing mortgages in Barnsley, the process can be a diverse and complex landscape, catering to a wide array of buyers. From first-time buyers to landlords, and from bridging finance to remortgage options, understanding the different types of mortgages available in this South Yorkshire town is crucial. This guide aims to provide an educational insight into the mortgage options for various types of borrowers in Barnsley.
1. Mortgages for First-Time Buyers in Barnsley
For first-time buyers in Barnsley, stepping onto the property ladder is an exciting yet daunting prospect. Mortgages tailored for first-time buyers often offer competitive interest rates and the possibility of lower deposit requirements. These buyers should explore government schemes such as Help to Buy or Shared Ownership, which can make purchasing in Barnsley more accessible. It’s important for first-time buyers to get pre-approved for a mortgage to understand their budget and strengthen their position when making offers on properties.
2. Home Movers Mortgages in Barnsley
Those looking to move homes within Barnsley will find specific mortgage products suited to their needs. Home movers might have more equity and a clearer credit history, which can positively Impact the terms of their new mortgage. They need to consider additional costs like stamp duty, solicitor fees, and potential early repayment charges on their existing mortgage.
3. Landlord Mortgages in Barnsley
For landlords, buy-to-let mortgages in Barnsley are a different ball game. These are typically interest-only, allowing landlords to pay off only the interest each month. The borrowing amount is often linked to the potential rental income of the property rather than the landlord’s income. Landlords should be aware of the higher interest rates and larger deposits required for these types of mortgages.
4. Bridging Finance in Barnsley
Bridging finance is a short-term funding option used to ‘bridge’ the gap between a debt coming due and the main line of credit becoming available. In Barnsley, this can be particularly useful for buyers who need to complete a purchase before selling their existing home or for those buying at auction. However, this type of financing typically has higher interest rates.
5. Remortgage Options in Barnsley
Remortgaging in Barnsley can be a strategic move to secure a better interest rate, reduce monthly payments, or release equity from a property. Homeowners considering a remortgage should compare offers from different lenders to find the most advantageous deal. They must also factor in any fees associated with remortgaging.
6. Second Charge Mortgages in Barnsley
Second charge mortgages allow homeowners in Barnsley to use the equity in their home as Security for another loan. This option can be useful for those who might not want to remortgage but need additional funds. It’s vital to understand that this adds another layer of debt to the property and requires careful consideration of the risks involved.
In conclusion, understanding the various options for mortgages in Barnsley is essential for making informed decisions. Whether you’re a first-time buyer, a home mover, a landlord, or seeking alternative financing options like bridging finance, remortgage, or second charge mortgages, it’s advisable to seek professional advice to navigate the complexities of the mortgage market in Barnsley effectively.
For further information about mortgages in Barnsley please consult Mortgages in Barnsley
A successful investor maximizes gain and minimizes loss. Though there can be no guarantee that any investment strategy will be successful and all investing involves risk, including the possible loss of principal, here are six basic principles that may help you invest more successfully.
Long-term compounding can help your nest egg grow
Compound growth turbocharges your savings over time. The longer your money works for you, the more impressive the results. For instance, a $10,000 investment at an 8% annual return would balloon to $46,610 in 20 years and $68,485 in 25 years – a 47% increase. After 30 years, it would reach $100,627. This assumes no withdrawals and no taxes paid along the way, as in a tax-deferred retirement account. Maximizing contributions to such accounts is crucial for harnessing the power of compounding. While regular portfolio Reviews are advised, letting your investment sit can yield substantial returns, eliminating the need for risky “home run” investments.
Endure short-term pain for long-term gain
Endure short-term market fluctuations for long-term gains. While market volatility can be unsettling, remember two key principles. Firstly, the longer you stick with a diversified investment portfolio, the more you reduce risk and enhance potential gains. Consider your time horizon when planning investments – shorter-term goals may require more cautious strategies. Secondly, diversification across different asset classes and types can mitigate risk during economic turbulence. Though not foolproof, this approach helps navigate market ups and downs while aiming for long-term success.
Spread your wealth through asset allocation
Diversify your investments through asset allocation, which involves spreading your money across various asset classes such as stocks, bonds, and cash. Asset allocation considers subcategories like aggressive growth stocks, long-term growth stocks, and government bonds. This strategy is crucial for two reasons: it significantly influences your overall portfolio performance, and by investing in assets that respond differently to market forces, it helps minimize the impact of market volatility while enhancing long-term returns.
Consider your time horizon in your investment choices
Choose your asset allocation based on the timeframe for needing cash. If you anticipate needing money within one to three years, opt for stable investments like a money market fund, prioritizing the preservation of your initial investment. Though the returns may be lower than riskier options, the assurance of quick access to your funds outweighs daily market fluctuations. Conversely, for longer-term goals like retirement, you can afford to allocate a higher percentage to potentially more volatile yet growth-oriented investments. Before investing, carefully assess the mutual fund’s objectives, risks, charges, and expenses outlined in the prospectus. Keep in mind that money market funds are not insured, and while they aim to maintain a $1 per share value, losses are still possible.
Dollar-cost averaging: investing consistently and often
Embrace dollar cost averaging for consistent and frequent investing. This method involves purchasing a fixed dollar Amount of an investment at regular intervals, regardless of market fluctuations. In high markets, your fixed investment buys fewer shares, and in low markets, it buys more. This strategy aims for a lower average price per share over time compared to fixed share purchases. Popular examples include workplace savings plans like 401(k)s, deducting a consistent amount from each paycheck.
While dollar cost averaging can’t guarantee profits or protect against losses during market declines, its potential benefits are maximized by maintaining regular investments even in downturns. Avoid the speculative nature of trying to “time the market,” which involves predicting the lowest point for share prices. Regular investing is a more manageable and automated approach, offering a disciplined strategy for long-term gains.
Buy and hold, don’t buy and forget
Practice “buy and hold,” not “buy and forget” for long-term portfolio success. Regularly review your portfolio as economic conditions and personal circumstances evolve. Adjust your asset allocation accordingly, considering factors like nearing retirement, which may warrant a shift to less volatile or income-generating investments.
Periodic reviews are crucial as different investments appreciate at varying rates, altering your asset allocation over time. For instance, an 80-20 stock-to-bond ratio may shift to 88-12 after several years. Rebalance your portfolio by buying more of the underrepresented asset class or redirecting proceeds from the overrepresented one. Without periodic reviews, you risk deviating from your original allocation.
Choose a specific date each year for an annual review to ensure your portfolio aligns with your evolving goals and market conditions.
Our vision at Canopy Credit Union is to provide our members with superior financial solutions, comprehensive products, and unparalleled service experience.
Whether it’s developing sound solutions for your retirement, generating income, or protecting your assets through insurance, CFS* Financial Advisor, Brendan is here to listen, provide impartial feedback and help you plan for your retirement. Contact Brendan today via email bmcmurtrie@cusonet.com or give him a call at 858.805.7935. If you’d like more details, simply follow the link below.
Canopy CU | Investing
*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (CFS), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.